Monyo card

Your creator power,your rewards.

The creator card with USD rewards and optional USDC benefits. Spend in dollars across dining, travel, rides, and neighborhood benefits — then choose how eligible rewards reach you.

Check eligibility Explore card types

Virtual Monyo CardStellar

Score 840

Reward typeOcean Blue

AccessGlobal

ControlsActive

Fiat-first paymentsYou pay in dollars, merchants receive fiat

Real-time pointsRewards move with activity

Reward preferencesUSD, USDC, Points, or access

Secure controlsMember-grade payment confidence

Profile photoCreator identity

UsernamePersonal branding

Secure chipSafe payments

Custom artworkNiche-based design

RewardsEarn on every swipe

Creator cardBuilt for every swipe

Monyo Card Design

Every swipe earns more.

The black card blends creator identity, safe payments, custom artwork, and reward tracking into one premium everyday card.

Personal stripProfile photo and username make the card feel creator-owned.

Secure chipPayment hardware is framed clearly for everyday confidence.

Custom artworkNiche-based visuals turn the card into personal branding.

Swipe rewardsRewards messaging connects card use directly to creator value.

Monyo Card Types

Three cards to match your creator stage.

The Monyo Card is designed for influencers across Instagram, TikTok, Facebook, YouTube, and Twitter, with a personalized profile pic strip for every creator stage.

Stellar

Ocean Blue Edition

Ocean Blue Nano (1K to 10K followers) & Ocean Blue Micro (10K to 100K followers) Edition

Built for creators beginning their influencer journey.

Creator stage1K - 100K followers

Card editionStellar

Reward Distribution

Points that move in real time.

Points accumulate through eligible qualified purchases, card usage, dining, travel, and Creator Boost activity. Redeem for travel, partner perks, and exclusive experiences — or take eligible rewards as USD cashback instead.

USD cashback Monyo Points USDC rewards — coming soon

Qualified Purchase Rewards

Earn points on eligible qualified purchases while keeping the payment flow fee-free.

Reward simulator4,200 ptsEst. cashback value: $42

Globally Accepted, Locally Loved

Your global journey begins here.

Globally recognized, locally cherished rewards for members on the move.

Ticket to globally acclaimed

Stays and Flights

Travel rewards for members turning qualified purchases and everyday spend into movement.

Globally accepted, locally loved

Travel Beyond Limits

A card experience built for checkout counters, airports, and member itineraries.

Explore, stay, and soar anywhere

Wanderlust Meets Rewards

Seamless rewards, worldwide choices, and fresh adventures.

Monyo status

A profile combining creator activity, spend, and rewards.

Member profile840creator activity, payment confidence, and reward readiness.