Monyo CardSpend in dollars
Get the card Fiat-first. Stablecoin-ready.
The creator cardthat makes influencespendable.
Spend in dollars, earn from your influence, and choose rewards that move with you — from USD cashback and Monyo Points to eligible USDC rewards.
Everyday card payments. Optional digital-dollar rewards.
USD $1,240.00 USDC 72.50 Base-ready Settled
Spend in dollars Smart controls Earn your way
MONYO SCORE*SMART CARD CONTROLS*USD CASHBACK*USDC REWARDS*CREATOR PAYOUTS*GLOBAL PAYMENTS*BRAND CAMPAIGNS*BASE-READY*AI-POWERED REWARDS*
USD cashbackFamiliar rewards
USDC rewardsOptional, eligible
Monyo ScoreBuild your profile
Card controlsSecurity in-app
Creator payoutsAcross approved markets
The big ideaLikes are nice.
Likes are nice.
Living is better.
Monyo connects what happens on your feed with what happens beyond it. Creators can spend in dollars, earn from qualified activity, and choose how supported rewards reach them — without needing to understand wallets, gas, or blockchain infrastructure.
Crypto when you choose it. Familiar money when you do not.
+*YOUR WORLDJUST GOT
BIGGER
How it worksThree moves.
Three moves.
One good loop.
Buy
Use your Monyo Card for eligible purchases. You pay in dollars, and merchants receive fiat.
FIAT CARD PAYMENTPost
Create authentic content and connect verified creator activity to participating brand rewards.
VERIFIED CREATOR ACTIVITYEarn
Take eligible rewards as USD cashback, Monyo Points, partner access, or supported USDC.
YOUR REWARD. YOUR CHOICE. Spend USD Create Verify Choose USD / USDC / Points
USD + USDCOne creator balance.
One creator balance.
More ways to earn.
Monyo is designed for how creators actually work. Keep rewards familiar with USD cashback, collect Monyo Points, or choose eligible USDC rewards when you want digital dollars that can move globally.
Familiar
USD Cashback
Receive eligible cashback in dollars and use it through the familiar Monyo experience.
Live
Optional
USDC Rewards
Choose eligible rewards in USDC, a digital dollar designed for fast blockchain-based movement.
Coming soon
Ecosystem
Monyo Points
Unlock creator status, partner access, drops, travel benefits, and marketplace privileges.
Live
Choose your reward preferenceBeta
USD cashbackEligible rewards arrive as dollars through the familiar Monyo experience. This is the default, and no crypto knowledge is required.
Reward methods, availability, timing, conversion, custody, redemption, and eligibility may vary by user, campaign, jurisdiction, and participating partner. This selector is a product preview — no wallet connection is required to use InstaMonyo.
01 Creator Marketplace
Creator Marketplace
Discover eligible products from partner brands, create authentic content, and unlock rewards in the format that works for you.
$40 USD cashback 40 USDC eligible reward 4,000 Monyo Points Creator Pass access Up to 60% qualified reward
Explore drops 
Cashback up to60%More saves this week
BBeautyFFashionFFoodTTech+ More categories
02 Campaign Marketplace
Campaign Marketplace
Apply to brand campaigns, publish verified content, and receive eligible campaign earnings through supported payout methods.
USD payout USDC available Points bonus Flexible payout
View campaigns Active Campaigns
BeautyBeauty launchUSD or eligible USDC$500 est.
FashionStreetwear dropUSD payout + Monyo PointsApply
TravelTravel campaignUSDC option availableApply
+ More campaigns
LIVE3.5KHeartLikeHeartALove this drop!MWhere can I get it?
Add a comment...Send
Up to32%Higher earnings
EVERY SWIPEMORE REWARDSUnlock the power of your influence
Earn eligible rewardsup to 100%.
Qualified purchases, verified creator content, brand-funded campaigns, and performance rewards can combine into a higher total reward. Choose available benefits in USD, USDC, Monyo Points, or partner access.
Base card cashback Campaign reward Content-performance reward Partner-funded reward USDC reward option
1Kmeaningful comments
100reward points
Not every transaction qualifies, and reward values vary by product, campaign, performance, and participating brand.
Apply now✦ AI POWERED
Monyo OSAI-powered Card
Intelligent financial infrastructure for creators and brands.
Monyo OS connects spending, creator signals, campaigns, reward preferences, and payout options — while keeping creators in control.
Card balance•••
$12,871.23✦ USD cashback: $248 — tracked separatelyAI Campaign
Builder
↗Launch smarter campaigns
with AI in minutes.
Signals
DMsCommentsRewards
Creator AI
✦Next move ready
Review firstBrand AI
✦Campaign idea
Approve briefRewards summaryBeta
USD earned$248.00
USDC eligible72.50
Monyo Points4,850
Pending verification$120.00
Balances are shown separately. USD cashback, USDC rewards, and Monyo Points are not the same thing and are not combined into a single total.
✦↗
Monyo OS
AI reads signals, suggests actions, and matches campaigns — creators and brands approve every move.
The financial layerBuilt for fiat.
Built for fiat.
Ready for stablecoins.
The Monyo experience starts with the money creators already use. Under the surface, future stablecoin infrastructure can make eligible rewards and payouts faster, more programmable, and easier to move across borders.
Layer 1Creator experience
Spend, earn, track, redeem — the everyday card experience, in dollars.
LiveLayer 2Monyo intelligence
Campaign matching, reward calculation, verification, and reward preferences.
BetaLayer 3Money options
USD cashback, USDC rewards, and Monyo Points, chosen by the creator.
Coming soonLayer 4Infrastructure
Card rails, payout partners, compliance systems, and Base-compatible settlement.
RoadmapNo gas management. No seed phrase required for the core card experience. Layers marked Coming soon or Roadmap are not live today.
Powered for the next phaseRoadmap
Rewards built to move on Base.
In future phases, Base-compatible infrastructure may support low-cost USDC rewards, programmable campaign payouts, and transparent reward activity — while the everyday Monyo Card experience remains simple and dollar-based.
- Low-cost digital-dollar movement
- Programmable creator rewards
- A broader onchain creator economy
The future of Monyo rewards
ExploringInstaMonyo may explore additional onchain reward utilities in the future. Any such product would be introduced only after legal, compliance, economic, technical, and partner review. Monyo Points remain the active loyalty unit today.
Choose your good stuffRewards should move
Rewards should move
like your life.
Choose familiar cashback, digital-dollar rewards, Monyo Points, or creator privileges across participating travel, dining, shopping, and campaign experiences.
01
Stay. Fly. Earn back.
Turn qualified travel, hotel, dining, and flight moments into eligible creator rewards in the format you prefer.
Unlock itTravel perks
250K+global reward moments
Reward formats shown here are an availability preview. Which methods apply to a given campaign or merchant depends on eligibility, region, and the participating brand.
Reward categoriesThe names you love.
The names you love.
The access you earned.
Marketplace inspiration across travel, fashion, dining, and flights. These are reward categories and example destinations — brands shown here are not confirmed InstaMonyo partners.
01
HyattTravel reward category02
IHGTravel reward category03
Louis VuittonFashion reward category04
ChanelFashion reward category05
Per SeDining reward category06
Arby'sDining reward category07
EmiratesFlights reward category08
British AirwaysFlights reward category
HyattTravel reward category02IHGTravel reward category03Louis VuittonFashion reward category04ChanelFashion reward category05Per SeDining reward category06Arby'sDining reward category07EmiratesFlights reward category08British AirwaysFlights reward categoryInfrastructure
Described by category, not by vendor. Provider names and logos appear only once a relationship is executed.
Card networkU.S. dollar card railsPartner-dependent
Stablecoin infrastructureUSDC infrastructureComing soon
Blockchain networkBase-compatible networkRoadmap
Creator-data infrastructureCreator verification providerBeta
Rewards infrastructureRegulated payout infrastructurePartner-dependent
ELITE CREATORS
TURN INFLUENCE
INTO FREEDOM
TURN INFLUENCE
INTO FREEDOM
Social power, real rewardsWhere your influence
Check eligibility
Where your influence
pays off.
Globally acceptedUse your card wherever eligible card payments are accepted.
Track expensesSee activity, rewards, and your creator economy in one place.
No minimum balanceA card experience shaped for the way independent creators work.
In-app controlsManage card activity and access from one secure dashboard.
Trust and controlsSimple for creators.
Simple for creators.
Serious underneath.
Identity and eligibility checks
Secure account controls
Transparent reward records
User-selected payout preferences
Risk and availability disclosures
Compliance-led rollout
No wallet required for the core experience
A card that works like a card
For influencers, by influencersA community with
A community with
range.
From fashion to food and technology, Monyo is made for distinct voices building real communities in their own way.
This is your Monyo ScoreYour reward life,
Your reward life,
made visible.
Engagement, consistency, verified creator activity, responsible product use, and campaign performance may help shape your Monyo profile. The score can help personalize eligible campaigns, rewards, card controls, and payout experiences. Give the demo post some love and watch it move.
Card balance
$40,500.00USD cashback
$248.00USDC reward balance
72.50 USDCPoints balance
4,850M
@yourhandleSomewhere excellent
...
InstaMonyo rewards profile
YOUR SCORE724126 points to the next level
Verified activity 3.2x reward rate Campaign reliability Payout preference: USD
Everything in one placeThe app that keeps
The app that keeps
your world moving.
- Track your Monyo Score
- View USD cashback
- View eligible USDC rewards
- Select payout preferences
- Discover brand campaigns
- Manage your Monyo Card
- Review verification status
- Freeze and control card activity
Reward WalletComing soon
USD cashback
$248.00USDC rewards
72.50 USDCMonyo Points
4,850Pending verification
$120.00 Redeem USD Receive USDC Use Points View activity
TRACK ITCONTROL ITREDEEM ITAI POWERED
Smart creator matching.
AI connects creators with the right cashback, brand rewards, and growth opportunities.
Brand fit Realtime insights Growth tools
A global creator reward networkEarn here.
Earn here.
Move value further.
Creators may receive eligible campaign rewards through supported USD and stablecoin payout options as InstaMonyo expands across approved markets. Availability differs by country — check the status on each market.
Stays
Flights
Dining
Europe marketAlbania
Dining is a reward category creators can explore as the Monyo market map grows.
RewardsWaitlist
InstaMonyo rewards universeRewards, perks,
Rewards, perks,
privileges & cashback.
Every qualified swipe, post, and creator moment can turn into something useful: access, stays, drops, dining, travel, and eligible rewards in USD, USDC, or Monyo Points.
Fashion perksStyle that pays back
CashbackBuy. Post. Earn.
Creator dropsPerks in motion
Fitness accessFitness access
Privilege loopMore than points
Travel perksPoints to Europe
Stay rewardsVacation is calling
Cashback momentsSwipe into rewards
Flight perksHello holidays
Luxury staysQualified stays
Scroll sidewaysTap a cardWatch the loop
The creator card with USD rewards and optional USDC benefits.Make your influence
Get the Monyo card
Make your influence
work harder.
Get the Monyo card 