Monyo around the world

Jet-set withMonyo.

Spend in dollars, earn from your influence, and choose how eligible rewards reach you — USD cashback, Monyo Points, partner access, or supported USDC rewards.

Check eligibility How it works?

🇺🇸USD Primary1,420.00

🇪🇺EUR1,525.00

🇬🇧GBP2,500.00

🇮🇩IDR11,800,000

Fiat card paymentSpend in dollars, merchants receive fiat

Verified creator activityCreator Boost, dining, rides, travel

Real-time dataAdaptive score movement

Your reward, your choiceUSD, Points, access, or eligible USDC

From profile to perks

Four moves. One rewards loop.

Join

Start with your member profile and payment readiness. No wallet required.

Pay

Route eligible qualified purchases through the rewards flow. You pay in dollars; merchants receive fiat.

Spend

Use the Monyo Card for dining, travel, fitness, rides, and local life.

Choose

Take eligible rewards as USD cashback, Monyo Points, partner access, or supported USDC.

How Monyo Score Works?

qualified purchases meet everyday rewards.

This local Monyo-style preview combines payment readiness with the rewards signals members care about: qualified purchases, dining, rides, travel, and Creator Boost activity.

60%Credit Score Weight

40%Rewards Activity Weight

Interactive Monyo Score79

Credit health76Rewards activity84Preview formula: 60% payment readiness + 40% rewards activity.

60%

Traditional Credit Score

Payment history, credit utilization, length of credit history, types of credit used, and recent inquiries help define financial responsibility.

Reward distribution

Every useful signal can unlock value.

Transactions

Qualified card activity

Creator Boost

First-of-month boosts

Consistency

Frequent usage incentives

Top Members

Exclusive Monyo perks

Monyo card

The score becomes spending power.

Once your Monyo profile is active, the card connects creator rewards, partner access, travel perks, and card controls in one experience.

Explore Monyo card

A groundbreaking metric