InstaMonyo Marketplace

Creator commerce & beyond.

A creator card, cashback marketplace,
and campaign engine in one creator-first loop.

Explore marketplace See brand side

Up to 100%Cashback marketplace

Monyo Balance$248.40Creator-funded by brands,
paid through Monyo

AI powered

Monyo OS

M-O-N-Y-O OS

Intelligent financial infrastructure for creators and brands.

Monyo OS connects spending, creator signals, campaigns, reward preferences, and payout options — while keeping creators in control. It suggests and prepares; you approve.

Creator AI Brand AI Campaign intelligence

Auto DM insights

AI reads and summarizes DMs to find high-intent creators and buyers.

AI campaign prep

AI prepares briefs, angles, and creator lists for better campaign outcomes.

Reward + performance tracking

Track rewards, engagement, sales impact, and campaign performance in real time.

HEIRESSTOZOHELL BABBScocokindOxyfreshDOT & KEYSlaybabyAMAZING LACE

Creator Marketplace

Shop the drops. Post the proof.Earn from the pool.

Discover eligible products from partner brands, create authentic content, and unlock rewards in the format that works for you.

Creator Cashback MarketplaceCashback Spot drops

Reward Pool

Every cashback is backed by a pool.Creators earn with clarity.

Brands fund reward pools before creators promote. InstaMonyo tracks availability, reservations, and payouts so creators always know when cashback is active.

Creators checking Monyo cashback rewards on a phone

Total CashbackPaid to Creators$128,450+24% vs last month

Brand Pool$10,000funded by brands

Reserved$2,400locked for creators

Pending Review$1,250under verification

Paid to Creators$3,850paid out successfully

Available Pool$2,500ready for creators

ProductPoolSpotsStatus

Lipstick$1,0008 leftActive

Hoodie$2,000FullSpots Full

Serum$3,50022 leftActive

Headphones$00Reward Only

Creators only see cashback when a funded pool is active. When the pool is reserved or exhausted, the product automatically changes status.

Real-time Tracking

Track pool availability, reservations, and payouts in real-time.

Transparent Payouts

Verified performance. Fast payout after verification. Zero guesswork.

Secure & Reliable

Funds are protected and payouts are safe and on time.

Cashback Spot

Claim before you create.

Reserve a cashback spot before buying, post the required content, then get paid once performance is verified.

Creator cashback path5 verified moves

01Discover product

Pick an active brand drop.

02Claim cashback spot

Reserve your reward before buying.

03Buy product

Use the product and keep proof ready.

04Post content

Share the required TikTok or Reel.

05Earn balance

Verified cashback lands in Monyo.

Creator filming a product before claiming cashback

GlowBeauty Lipstick

Up to 100% cashback

8 of 40 spots left

Required: 1 TikTok or Instagram Reel
Post within 7 days after delivery

Final cashback depends on verified performance.

Creator Dashboard

Your creator money, tasks, and rewards in one place.

Virtual Monyo CardActive

Available Balance$248.40

Pending Cashback$92.00

Active Spots3

Posts Due2

Monyo Score724

Virtual CardActive

Post Tasks

Submit TikTok for GlowBeauty Lipstick

Keep post live for 4 more days

Reward under review

New campaign invite from LuxeFit

Campaign Marketplace

Not every deal starts with a product.Some start with a campaign.

Apply to brand campaigns, publish verified content, and receive eligible campaign earnings through supported payout methods. Fast payout after verification — timing and method vary by campaign.

Creator campaign marketplace

Brand campaign builder

Summer Skincare Launch

4 filters active · auto-matched creators

For Brands

Fund creator campaigns in dollars.Give creators more ways to receive value.

Brands fund campaigns in fiat. Where supported, InstaMonyo manages the creator-facing reward method, so a brand does not need to hold crypto in the initial product phase.

Brand funds in USD Verified creator activity Monyo calculates reward Creator chooses USD / USDC / Points

Fiat campaign fundingLive

Optional USDC creator payoutsComing soon

Transparent campaign ledgerBeta

Creator payout preferencesBeta

Performance-based rewardsLive

Unified reportingBeta

Reduced cross-border frictionRoadmap

No requirement to hold cryptoLive

Payout methods depend on eligibility, geography, compliance review, program terms, and available infrastructure.

AI Powered

Meet your
Monyo AI agent.Built to match, guide, and grow.

Monyo AI turns spending into smarter creator opportunities. It finds the right brand fit, recommends the next reward move, tracks eligible activity, and helps creators optimize every swipe, post, and campaign. It never moves funds without your permission.